Medigap Plans and Healthcare Plans 2019

Medicare Coverage are the services that you need covered in your Medicare Plans.

Other Coverage that you have – Do you have other types of health or prescription drug coverage?

If yes, make sure you know how that coverage works with Medicare Insurance. If you have employment-related coverage, or get your health care from an Indian Health or Tribal Health Program, talk to your benefits administrator or insurer before making any changes.

Medicare Costs – You should know how much your premiums are for your Medicare Supplement Plan. How much do you pay for services like hospital stays or doctor visits? Is there a yearly limit on what you could pay out of pocket for medical services? Make sure you understand any medicare coverage rules that may affect your costs.

Your Choice for Doctor and Hospital – Do your doctors accept the coverage? Are the doctors you want to see accepting new patients? Do you have to choose your hospital and health care providers from a network? Do you need to get referrals?

Prescription Drugs – What are your drug needs? Do you need to join a Medicare drug plan? Do you already have creditable prescription drug coverage? Will you pay a penalty if you join a drug plan later? What will your prescription drugs cost under each plan? Are your drugs covered under the plan’s formulary (drug list)?

Quality Care Assurance – The quality of care and services given by Medicare Plans and other Medicare providers can vary. See Medigap 4 Seniors Medicare Plans and compare plans by states and providers.

Convenience – Does the plan include the doctors you see and the pharmacies you use? Can you get your prescriptions by mail? Do the doctors use electronic health records or E-prescribe?

Travel Facility – Will the plan cover you if you travel to another state?

If you’re in a Medicare plan, review the Evidence of Coverage (EOC) and Annual Notice of Change (ANOC) your plan sends you each year. The EOC gives you details about what the plan covers, how much you pay, and more. The ANOC includes any changes in coverage, costs, or service area effective as of January 2015. If you don’t get an EOC or ANOC, contact your insurance company or Medigap4seniors Agent now @ 888.502.5553.

Have a Medicare Supplement Plan, but looking for Better Rates?

It’s a very common situation that a medicare insured be experiencing. We have found, in many cases, where medicare agents do not re-evaluate the provided Medicare Insurance Plan. That’s why the Medigap rates may go up, without the client being aware. This leaves the client in search of another looking for other, less costly, Medicare Supplement Plan.

Our agents can help you to find another Medicare Coverage provider that can provide the same plan that you currently have, and possibly at a lower cost to you. In any case, It will be best rate available for you. Your Medigap4seniors agent can make the process of switching insurance companies very easy for you, and your agent will handle all situations for you over phone. This whole process will be very Simple and convenient.

Health Insurance – We help you to make it Simplified

Health insurance commonly used in the United States that helps you to reduce the burden of paying high medical expenses. Health Insurance can be privately purchased insurance, social insurance or a social welfare program funded by the government.

It’s important to have health insurance to protect your health and finances. If you don’t have any health insurance as of now then you can enroll yourself in Open Enrollment Period which began On Nov. 1, 2018. You can enroll under the Affordable Care Act in this New open Enrollment Period (OEP).

To speak with a licensed agent, drop us an Email or Call Medicare4seniors Agents at 888.502.5553 today!