Medicare beneficiaries unhappy with their Medicare health plans, also known as Medicare Advantage plans, have until Tuesday, February 14, to disenroll. This opportunity to change to original Medicare has been on offer since January 1, when the Medicare Advantage Disenrollment Period (MADP) began. After the MADP, people with Medicare will have limited chance to change their health coverage. After this one has the option to change only after the Fall Open Enrollment Period starts on October 15, 2012.
The various options available during the Medicare Advantage Disenrollment Period are as follow:
In case one is enrolled in Medicare Advantage private health plan with prescription drug coverage, there is an opportunity to switch to Original Medicare plus a prescription drug plan or Original Medicare without a prescription drug plan.
In case of a Medicare Advantage Private Fee-For-Service (PFFS) plan that does not comprise prescription drug coverage and a stand-alone prescription drug plan, one can change to Original Medicare.
Original Medicare which is the traditional fee-for-service program available through the Federal government comprises most essential services and is acknowledged by majority of doctors and facilities across the country. Those beneficiaries who disenroll from their Medicare private health plan must be informed of the fact that they may have restricted ability to buy coverage that supplements Original Medicare. State laws differ on the occasions when beneficiaries can buy Medicare supplemental policies, also known as Medigaps.
For more information please visit us @ www.medigap4seniors.com, or call us at 888-502-5553 to speak with one of our Medicare experts.