When it comes to managing your health care in the US, the complexities of the Medicare program can be difficult to understand. Some seniors are surprised to find that once they hit 65 and enroll in Medicare, they still have to pay for some of their medical costs out of their pocket. Blue Cross Medicare Supplements are plans that help seniors who are enrolled in Medicare offset some or all of those self-paid costs, without sacrificing the quality of care you receive or your freedom of choice when it comes to choosing a doctor.
Medicare Supplement plans from Blue Cross were designed to help get rid of some of the guesswork about medical costs and healthcare that typically pop up during retirement. While Medicare Supplement plans weren’t designed to pay for 100% of your medical costs, they do strengthen the coverage that you already have, by providing the flexibility and affordable rates that you’ve been looking for.
In order to purchase a Blue Cross Medicare Supplemental plan, you must already be enrolled in Medicare Part A and Part B. Part A comes from the government and provides hospital insurance and has a deductible or coinsurance requirement, for inpatient care. Part B typically covers around 80% of Medicare’s approved coverage amount, and also comes with an annual deductible. Utilizing a Medicare Supplement plan in addition to your current coverage makes it easy to improve your coverage and you can see any doctor that you want in the US, as long as they accept Medicare patients. It’s an easy way to feel safe and secure that you’ve got the coverage you need, with a plan that reduces rate increases and that won’t be terminated if your health changes.