Medicare Beneficiaries advised to Review Health and Drug Coverage Options

As per news published in October 2011, the Medicare Rights Center, a national, nonprofit consumer service organization, recommended that everyone enrolled in a private health or drug plan with Medicare Insurance should evaluate their cover during the upcoming Fall Open Enrollment Period. This includes those who are currently satisfied with their plan as providers change their benefit packages on a yearly basis.

Individuals having a Medicare Advantage plan, also called Medicare private health plan, or Medicare drug plan should have received their Annual Notice of Change (ANOC) by September 30. Any news regarding on alterations in the plan, such as premiums and co-pays is obtainable from the ANOC, which offers an assessment of benefits in 2012 and 2011. The Medicare Rights Center advocates people to think about various questions before enrolling in a Medicare Advantage plan.

Medicare clients who become discontented with the Medicare Advantage plan they selected have the chance to change to Original Medicare and a stand-alone prescription drug plan during the Medicare Advantage Disenrollment Period (MADP), which starts January 1 and ends February 14. They are also allowed to add a Part D prescription drug plan during the MADP, however, they cannot modify from one Medicare Advantage plan to another. Owners of Original Medicare policies cannot make modifications during the MADP.

For more information please visit us, or call us at 888-502-5553 to speak with one of our Medicare experts.

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