In all the states Medicare recipients in every state are coming to terms with reduced retirement savings and the effect of the economic downturn. Medicare recipients consist of elderly people over age 65, people aging into Medicare health insurance at 65 and men and women under the age 65 with a Medicare disability. It was predicted that 2011 annual enrollment session could lead a good number of Medicare recipients shift to Medicare advantage plans (MAPD). MAPD’s are Medicare health insurance plans managed through private insurance companies and accepted by (CMS) Center for Medicare and Medicaid Services. Medicare Advantage Plans are used frequently by Medicare recipients chiefly because it comprises of the Rx drug plans and goes beyond the health benefits made available through original Medicare.

The expected cost and controls related to out of pocket expenses are excellent benefits connected with Medicare Advantage plans. The vast majority of Medicare Advantage Plans include Rx medication protection within Medicare Part D at no extra cost to the Medicare recipient. It is important savings for Medicare recipients on fixed earnings. An independent prescription drug plan in many cases can cost $35 to $80 a month.

For more information please visit us @ www.medigap4seniors.com, or call us at 888-502-5553 to speak with one of our Medicare experts