Federal poverty level (FPL) guidelines for 2012 provides the basis for eligibility levels for various public health benefit programs including those for older people and people with disabilities. These were published in the Federal Register in January, 2012.

The guidelines mention the following for Part D Low-Income Subsidies.

Part D of Medicare Plan offers a full subsidy with low co-payments to Medicare beneficiaries with incomes up to 135% FPL and limited resources.  For those individuals, the 2012 eligibility limit is $1,256.63/month that is $15,079.50/year for an individual and $1,702.13/month or $20,425.50/year for a

Medicare Part D offers a limited subsidy of premium, deductible and co-insurance to Medicare beneficiaries with incomes up to 150% FPL and limited resources.  The income limit for this category s $1,396.25/month or $16,755/year for an individual and $1,891.25/month or $22,695/year for a couple. A $20 has to be added for discount as is the case with the Medicaid and MSP monthly amounts.

The eligibility rules for Part D subsidies recognize larger family units, to such degree that those family members depend on the applicant or her spouse for half of their financial support.

For more information please visit us @ www.medigap4seniors.com, or call us at 888-502-5553 to speak with one of our Medicare experts.