Understanding TriCare for Life (TFL)

Some Medicare Plan beneficiaries also have health coverage through the Department of Defense and are termed as Tricare for Life (TFL).  TriCare, managed by the Department of Defense, is the health care program helping active duty uniformed service members, National Guard and Reserve members, retirees, their families, survivors and some former spouses. This health care is accessible both in the United States and abroad. To qualify for TriCare benefits, you must be registered in the Defense Enrollment Eligibility Reporting System (DEERS) and have a legal uniformed services identification card which proves you are eligible for TriCare.

TriCare provides various health plan choices to meet the demands of its beneficiary population. TFL benefits include inpatient and outpatient services, clinical preventive services, behavioral health care services and pharmacy services. Under Federal law, if you are a TriCare beneficiary eligible for premium-free Medicare Part A as you turn 65 years old, or are younger than 65 and have a disability or end-stage renal disease (ESRD), you must register in Medicare Plan Part B and pay the monthly premium to continue being eligible for TriCare benefits.

The Department of Defense strongly persuades you to get Medicare Part B the sooner you become eligible for Medicare Part A to evade any future loss of TriCare coverage, any gap in coverage, or late payment of enrollment penalty.

For more information please visit us @ www.medigap4seniors.com, or call us at 888-502-5553 to speak with one of our Medicare experts.

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