There are so many different Medicare Supplement plans out there that it can be tough to know what is what.  Medicare Supplemental Plan F is definitely one of the most valuable Medicare Supplements available today, as it offers the most coverage of all plans.  Plan F covers all Medicare-approved services, including inpatient hospital care, diagnostic exams and even basic physicians visits.  When enrolled in Medicare Supplemental Plan F, all the patient has to do is show their insurance card for the plan, and as long as Medicare approves the medical care that was received, than it will pay the share it is required to pay and the Plan F coverage will pay any remaining balances.  It’s a simple, cost-effective way for seniors to manage their medical expenses.

When you choose Medicare Supplemental Plan F coverage, patients can choose any hospital or doctor that accept Medicare, so you are never restricted to seeing doctors based on referrals or based on where you live.  For those who live an active travel life, Plan F covers any doctor in any city in the US, so you never have to worry about being without care, no matter where you are.  As long as you have your ID card and go to a Medicare approved facility, it should be covered.  Of course, it’s always a good idea to ask when making an appointment to ensure that it will be covered.

There are few things that these types of plans will not cover, including acupuncture, routine eye exams, routine dental exams and other types of basic care.  If you are unsure of what a particular Plan F option covers, be sure to ask!  It’s a worthwhile investment as long as you do your homework and is something that can save you thousands of dollars in medical expenses each year.