logo

Enter Your Detail
To Start

Get Medicare Supplement Insurance Quote!


Actual Medicare Supplement Savings

  • CJ &Mary M.BreckenridgeTX
    Old Plan F $360
    New Plan F $207
    Monthly savings $153
    Annual savings $1836
  • Crystal C. Arvada CO
    Old Plan F $150
    New Plan F $102
    Monthly savings $48
    Annual savings $576
  • Doug &Carol M. Warren MI
    Old Plan F $442
    New Plan F $256
    Monthly savings $186
    Annual savings $2232



Testimonial
  • I just wanted to thank you for your singularly excellent service this morning. You accomplished more this morning than six different people at Humana, spread over five weeks, tried to do unsuccessfully. I'll recommend you to all my friends.
    J.Rick Normand ,AZ

  • We were very satisfied with the service and professional manors of Ted S.,we saved $1056 annually by changing to the plan Ted recommended, thanks again
    Dan&Sharon C. Flushing MI

  • We are very happy with the work medigap4seniors.com has done for us. Everything was quick and all online,they did all the shopping for us and saved us so much time.I would recommend them for anyone shopping for medicare supplements.
    Doug & Carol M. Warren MI

  • I have Switched from Humana, employer plan to a medicare supplement plan through medigap4seniors.com, "QUICK RESPONSE,GOOD PRICE, GREAT SERVICE & FOLLOW THROUGH"
    Roger L, TX 75025

  • I want to thank Steve S. and Medigap4seniors.com for making my experience getting insurance so easy. With Steve's guidance, I applied online and got my plan approved in a very timely manner.I would strongly recommend Medigap4seniors.com to anyone in need of medicare supplement insurance.
    Betty Lee S.Columbia, TN






 





                          We Work With

      aetna

     blue_cross

     gerber_life

     mutual_of_omaha

     sentinel_life

     unitedhealthcare

     woodmen_of_the_world

Medigap4Seniors
PDF Print E-mail

California Medicare Supplement Plans

California,with more than 36.7 million residents (2008 US Census Bureau estimate), leads the US in population.  If you are one of the 11.2% of these Golden State residents over the age of 65, you are probably enrolled in Medicare. You may not be aware that Standard Medicare Insurance will not cover all your health care expenses.

California Medicare Supplement Insurance Plans, also known as California Medigap Insurance is private health insurance that is designed to supplement Standard Medicare Insurance. The Medicare Modernization Act (MMA) encouraged the National Association of Insurance Commissioners (NAIC) to modernize the Medigap insurance marketplace. NAIC developed a revised set of Medigap Insurance Plans. These changes become effective from June 2010 and will delete some existing plans and add others.  Medicare Insurance in California offers all the standardized plans and they will be the same plans offered in most other states.

California Medicare Supplement Insurance Plans are Standardized

Since California Medicare Supplement Insurance Plans are standardized, you will get the same coverage for the same plan with any insurance company you choose.  If you get the Mutual of Omaha Plan N it provides the same coverage as a Blue Cross Blue Shield Plan N, Humana Plan N or any other company that offers Medigap coverage. As long as you choose the same plan, the only difference will be the cost.

Insurance companies are not required to offer all the available medicare plans. Some offer only a few. This makes it critically important for you to look at multiple Medicare Supplement Insurance Companies to find the best price possible for the exact same coverage.  Here is an overview of the various Plans available to California residents:

 

                 Medicare Supplement Plans/Rates, Just A Click Away

                                                                       OR

                           Call Now for Medigap Supplement Insurance Quotes

                                                              888.502.5553

Benefits A B C D F G M N
Medicare Part A Hospital Coinsurance * * * * * * * *
Lifetime Reserve Days * * * * * * * *
365 More Hospital Days * * * * * * * *
Medicare Parts A and B Blood * * * * * * * *
Medicare Part B Coinsurance * * * * * * * *
Medicare Part A Hospice Coinsurance * * * * * * * *
Skilled Nursing Coinsurance

* * * * * *
Medicare Part A Deductible $1,132 in 2011
* * * * * 50% *
Medicare Part B Deductible $162 in 2011

*
*


Medicare Part B Excess



* *

Foreign Travel Emergency

* * * * * *
Preventive Care Coinsurance * * * * * * * *
Out of Pocket Limit







 

What is the Medicare Supplement  ”Birthday Rule?”
If a California resident can show proof of being currently enrolled in a Medicare Supplement plan, they have 30 days of “open enrollment” following their birthday each year when they may buy a new Medicare Supplement policy without a medical screening or a new waiting period.  The new policy must have the same or lesser benefits as the old policy.  This rule is only for Medicare Supplement policies.  California is one of the few states that this “Birthday Rule” is allowed.

Choose the Plan that Fits Your Needs

In order for you to choose the best plan, one which suits your needs at the lowest cost, you should review your current situation and take a look the different types of California Medigap Plans that are offered.  It’s not a difficult process and we can help you with the getting the best cost quote from all the insurance providers in California.

Just fill out the form at the top of the page or call to speak with a California Medicare Supplement Plan specialist and start planning for your retirement without worrying about spending more than you have to on Supplemental Health Insurance.


 

                 Medicare Supplement Plans/Rates, Just A Click Away

                                                                       OR

                           Call Now for Medigap Supplement Insurance Quotes

                                                              888.502.5553