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Actual Medicare Supplement Savings

  • CJ &Mary M.BreckenridgeTX
    Old Plan F $360
    New Plan F $207
    Monthly savings $153
    Annual savings $1836
  • Crystal C. Arvada CO
    Old Plan F $150
    New Plan F $102
    Monthly savings $48
    Annual savings $576
  • Doug &Carol M. Warren MI
    Old Plan F $442
    New Plan F $256
    Monthly savings $186
    Annual savings $2232



Testimonial
  • I just wanted to thank you for your singularly excellent service this morning. You accomplished more this morning than six different people at Humana, spread over five weeks, tried to do unsuccessfully. I'll recommend you to all my friends.
    J.Rick Normand ,AZ

  • We were very satisfied with the service and professional manors of Ted S.,we saved $1056 annually by changing to the plan Ted recommended, thanks again
    Dan&Sharon C. Flushing MI

  • We are very happy with the work medigap4seniors.com has done for us. Everything was quick and all online,they did all the shopping for us and saved us so much time.I would recommend them for anyone shopping for medicare supplements.
    Doug & Carol M. Warren MI

  • I have Switched from Humana, employer plan to a medicare supplement plan through medigap4seniors.com, "QUICK RESPONSE,GOOD PRICE, GREAT SERVICE & FOLLOW THROUGH"
    Roger L, TX 75025

  • I want to thank Steve S. and Medigap4seniors.com for making my experience getting insurance so easy. With Steve's guidance, I applied online and got my plan approved in a very timely manner.I would strongly recommend Medigap4seniors.com to anyone in need of medicare supplement insurance.
    Betty Lee S.Columbia, TN






 





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Iowa Medicare Supplement Plans

Iowa has more than 3 million residents (2008 US Census Bureau estimate) and 14.8% of these residents living in the Hawkeye State are over 65 years of age.  This percentage is slightly larger than the national average of 12.8% of US residents over 65.  If you are a member of this group you are probably already enrolled in Medicare.  What you need to know is that Standard Medicare Insurance does not cover all your health care expenses.

Iowa Medicare Supplement Insurance Plans, also known as Iowa Medigap Insurance is private health insurance that is designed to supplement Standard Medicare Insurance. The Medicare Modernization Act (MMA) encouraged the National Association of Insurance Commissioners (NAIC) to modernize the Medigap insurance marketplace. NAIC developed a revised set of Medigap Insurance Plans. These changes become effective from June 2010 and will delete some existing plans and add others.  Medigap insurance plans available in Iowa will be the same standardized plans offered in other states.

Iowa Medicare Supplement Insurance Plans are Standardized

Since Iowa Medicare Supplement Insurance Plans are standardized, you will get the same coverage for the same plan with any insurance company you choose.  If you get the Mutual of Omaha Plan N it provides the same coverage as a Blue Cross Blue Shield Plan N, Humana Plan N or any other company that offers Medigap coverage. As long as you choose the same plan, the only difference will be the cost. Premiums can vary by as much as 400% for the same coverage.

Iowa has a list of approved providers of Medigap plans. These insurance companies are not required to offer all the available plans. Some offer only a few. This makes it critically important for you to look at multiple Medicare Supplement Insurance Companies to find the best price possible for the exact same coverage.  Here is an overview of the various Plans available to Iowa residents:

 

                 Medicare Supplement Plans/Rates, Just A Click Away

                                                                       OR

                           Call Now for Medigap Supplement Insurance Quotes

                                                              888.502.5553

Benefits A B C D F G K L M N
Medicare Part A Hospital Coinsurance * * * * * * * * * *
Lifetime Reserve Days * * * * * * * * * *
365 More Hospital Days * * * * * * * * * *
Medicare Parts A and B Blood * * * * * * 50% 75% * *
Medicare Part B Coinsurance * * * * * * 50% 75% * *
Medicare Part A Hospice Coinsurance * * * * * * 50% 75% * *
Skilled Nursing Coinsurance

* * * * 50% 75% * *
Medicare Part A Deductible $1,132 in 2011
* * * * * 50% 75% 50% *
Medicare Part B Deductible $162 in 2011

*
*




Medicare Part B Excess



* *



Foreign Travel Emergency

* * * *
* * *
Preventive Care Coinsurance * * * * * * * * * *
Out of Pocket Limit





$4,620 $2,310

Choose the Plan That Fits Your Needs

In order for you to choose the best plan, one which suits your needs at the lowest cost, you should review your current situation and take a look the different types of Iowa Medigap Plans that are offered.  It’s not a difficult process and we can help you with the getting the best cost quote from all the insurance providers in Iowa.

Iowa’s State Health Insurance Assistance Program (SHIP) is a free counseling program provided by the Iowa Department of Insurance for Medicare beneficiaries in Iowa. They are part of a federal network of State Health Insurance Assistance Programs located in every state.  SHIP is a non-profit organization designed to provide an unbiased place for seniors and pre-retirees to find answers to their health insurance questions. You can go to their web site at   theRightCallIowa.gov or call 1-800-351-4664 for futher information.

Your goal is to decide which plan is best for your particular situation.  We can help you with this process and also get you the best cost quote based on your particular needs from all the insurance providers for Iowa.

Just fill out the form at the top of the page or call to speak with an Iowa Medicare Supplement Plan specialist and start planning for your retirement without worrying about spending more than you have to on Supplemental Health Insurance.

 

                 Medicare Supplement Plans/Rates, Just A Click Away

                                                                       OR

                           Call Now for Medigap Supplement Insurance Quotes

                                                              888.502.5553