Medicare Supplement Plan B
Standardized Medicare Supplement Plan B covers the same Basic Benefits as Plan A , and also covers Medicare Part A Deductible. It is available in most states. This plan leaves much of the risks for medical costs to you. The premiums are reduced, but the more comprehensive plans D, G, H or I are a more popular choice. With careful shopping, they can be comparable in price to Plan B but offer increased coverage. Although Plan B is not one of the most popular plans, it is available to those who find it tailored to their particular situation.
Be sure to review the other available Medicare Supplement Plans. Plans F and J continue to be a popular choice due to the comprehensive coverage and similar prices, if you shop carefully, to those mentioned plans.
To get the best prices for the standardized Plan B, or any of the Medigap plans available in your state, you can request a quote from Medigap4Seniors. Just fill out the contact form at the top of the page and you will receive a no obligation quote for the plan that suits you best. If you need assistance you can call us at 888.502.5553 and a Medicare insurance specialist will answer any questions you might have.
Medicare Supplement Plan B Coverage
Basic Benefits including:
- Hospital Coinsurance
- Medicare Part B Coinsurance (Generally 20% of outpatient expenses)
- 365 Additional Days Hospitalization Coverage
- Additional Blood Coverage
- Medicare Part A Deductible
- Hospice Care Coinsurance or Copayment
Medicare Supplemental Plan B does not Cover:
- Medicare Part B Deductible
- Medicare Part B Excess Charges
- Skilled Nursing Coinsurance
- Foreign Travel Emergency
- At Home Recovery
- Preventative Care
| MEDICARE PART A – HOSPITAL INSURANCE PER BENEFIT PERIOD | |||
| The CMS (Centers for Medicare and Medicaid Services) defines a benefit period as the time from the first day you are admitted to the hospital until 60 days after you leave) | |||
| Service: | HOSPITALIZATION
Provides semi-private room + general nursing services and supplies | ||
| MEDICARE INSURANCE PAYS | PLAN PAYS | YOU PAY | |
| First 60 days | Everything over $1,364 | $0 | $1,364 |
| 61-90 days | Everything over $341/day | First $341/day | $0 |
| 91 + days: | — | — | — |
| While using 60 day lifetime Reserve | Everything over $682/day | First $682/day | $0 |
| After 60 day lifetime Reserve is exhausted | — | — | — |
| Additional 365 days | $0 | 100% of Eligible Expenses | $0 |
| Days after the additional 365 days | $0 | $0 | 100% of all costs |
| Service: | Skilled Nursing Facility (SNF) Care
You must met Medicarer’s requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital: | ||
| First 20 days | All approved amounts | $0 | $0 |
| 21-100 days | Everything over $170.50/day | $0 | Up to $170.50/day |
| 101 + days | $0 | $0 | 100% of all costs |
| Service: | Blood | ||
| First 3 pints | $0 | 3 pints | $0 |
| Additional Amounts | 100% | $0 | Balance of Cost |
| Service: | Hospice Care
Available as patient option with doctor certification of terminally ill status | ||
| All costs (excluding limited coinsurance for outpatient drugs and inpatient respite Care | Remainder | $0 | |
| MEDICARE PART B – PER CALENDAR YEAR | |||
| Service: | Part B provides coverage for doctors services outside the hospital setting and other medical services that Part A doesn’t cover such as Doctor visits — whether received as an inpatient at a hospital or at a doctor’s office, or as an outpatient at a hospital, Laboratory tests and X-rays, Physical therapy or rehabilitation services, Ambulances service, Some home health care and Various medical equipment and supplies when they are medically necessary. | ||
| Medicare Insurance Pays | Medigap Plan Pays | You Pay | |
| First $185 of approved Medicare Amounts | $0 | $0 | $185 (Plan B deductible) |
| Remainder of Approved Amounts | 80% | 20% | $0 |
| Part B Excess Charges (not Medicare Approved) | $0 | 100% | $0 |
| Service: | Blood | ||
| First 3 pints | $0 | 100% of costs | $0 |
| Next $185 of Approved Amounts | $0 | $0 | $185 (Plan B Deductible) |
| Remainder of Approved Amounts | 80% | 20% | $0 |
| Services: | Clinical Laboratory Service | ||
| Blood test for Diagnostics | 100% | $0 | $0 |
| MEDICARE PARTS A and B | |||
| Service: | Home Health Care | ||
| Medicare Insurance Pays | Medigap Plan Pays | You Pay | |
| Necessary skilled care Services and supplies | 100% | $0 | $0 |
| First $185 of approved Durable Medical Equipment | $0 | $0 | $185 (Deductible) |
| Remainder of approved amounts | 80% | 20% | $0 |
(Lowest Rates in the Industry for your Area)
Medicare Savings
Doug &Carol M. Warren MI
Old Plan F $442
New Plan F $256
Monthly savings $186
Annual savings $2232
CJ &Mary M.BreckenridgeTX
Old Plan F $360
New Plan F $207
Monthly savings $153
Annual savings $1836
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