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Medicare Supplement Plan F

Medicare Supplement Plan F is one of the most popular Medigap Plans currently available due to the amount of coverage it offers. Plan F will cover all the gaps left by all services approved by Medicare Insurance.

Plan F does not cover Preventative Care and at Home Recovery, since these services are not covered by Original Medicare Insurance. Almost all insurance companies offer Plan F. Since the plan is standardized, the only difference with insurance companies will be the price. Let Medigap4Seniors do your insurance shopping. Request a quote and if you feel Plan F is the right plan for your health insurance needs, we will find the best price for a Medicare Supplement Plan F for you.

EDICARE PART A – HOSPITAL INSURANCE PER BENEFIT PERIOD
The CMS (Centers for Medicare and Medicaid Services) defines a benefit period as the time from the first day you are admitted to the hospital until 60 days after you leave)
Service: HOSPITALIZATION

Provides semi-private room + general nursing services and supplies

MEDICARE INSURANCE PAYS PLAN PAYS YOU PAY
First 60 days Everything over $1,132 $1,132 $0
61-90 days Everything over $283/day First $283/day $0
91 + days:
While using 60 day lifetime Reserve Everything over $566/day First $566/day $0
After 60 day lifetime
Reserve is exhausted
Additional 365 days $0 100% of Eligible Expenses $0
Days after the additional 365 days $0 $0 100% of all costs
Service: Skilled Nursing Facility (SNF) Care

You must met Medicarer’s requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital:

First 20 days All approved amounts $0 $0
21-100 days All approved amounts $0 $0
101 + days $0 $0 100% of all costs
Service: Blood
First 3 pints $0 3 pints $0
Additional Amounts 100% $0 $0
Service: Hospice Care

Available as patient option with doctor certification of terminally ill status


All costs (excluding limited coinsurance for outpatient drugs and inpatient respite Care Remainder $0
MEDICARE PART B – PER CALENDAR YEAR
Service: Part B provides coverage for doctors services outside the hospital setting and other medical services that Part A doesn’t cover such as Doctor visits — whether received as an inpatient at a hospital or at a doctor’s office, or as an outpatient at a hospital, Laboratory tests and X-rays, Physical therapy or rehabilitation services, Ambulances service, Some home health care and Various medical equipment and supplies when they are medically necessary.
Medicare Insurance Pays Medigap Plan Pays You Pay
First $162 of approved Medicare Amounts $0 $162 $0
Remainder of Approved Amounts 80% 20% $0
Part B Excess Charges (not Medicare Approved) $0 100% $0
Service: Blood
First 3 pints $0 100% of costs $0
Next $162 of Approved Amounts $0 $162 (Plan B Deductible) $0
Remainder of Approved Amounts 80% 20% $0
Services: Clinical Laboratory Service
Blood test for Diagnostics 100% $0 $0
MEDICARE PARTS A and B
Service: Home Health Care
Medicare Insurance Pays Medigap Plan Pays You Pay
Necessary skilled care Services and supplies 100% $0 $0
First $162 of approved Durable Medical Equipment $0 $162 (Part B Deductible) $0
Remainder of approved amounts 80% 20% $0
ADDITIONAL BENEFITS NOT COVERED BY MEDICARE
Service: Foreign Travel Medical Emergency services during the first 60 days outside the U.S.A.
First $120 of each calendar year $0 $0 $250
Remainder of costs $0 80% (lifetime max. of $50,000) 20% + 100% of lifetime max

There is a High Deductible version of Plan F available. The plan pays the same as the coverages are identical. This version has a yearly deductible amount of $1,900. Once this amount is met, Plan F coverage would begin.

Medicare Supplement Plan F Coverage

Basic Benefits including:

  • Hospital Coinsurance
  • Medicare Part B Coinsurance (Generally 20% of outpatient expenses)
  • 365 Additional Days Hospitalization Coverage
  • Additional Blood Coverage
  • Skilled Nursing Coinsurance
  • Medicare Part A Deductible
  • Medicare Part B Deductible
  • Medicare Part B Excess Charges
  • Foreign Travel Emergency
  • Hospice Care Coinsurance or Copayment

Medicare Supplemental Plan F does not Cover:

  • Preventative Care
  • At Home Recovery

To get the best prices for the standardized Plan F, or any of the Medigap Plans available in your state, you can request a quote from Medigap4Seniors. Just fill out the contact form at the top of the page and you will receive a no obligation quote for the plan that suits you best. If you need assistance you can call us at 888.502.5553 and a Medicare insurance specialist will answer any questions you might have.

Enter Your ZIP Code for a FREE Medicare Supplement Quote!

(Lowest Rates in the Industry for your Area)