Medicare Supplement Plan G
Medicare Supplement Plan G provides coverage for most of the main health care expenses that are an approved expense as defined by Original Medicare Insurance. This is a fairly popular plan, but it does not cover Medicare Part B deductible or Preventative Care not approved by Medicare Insurance. Plan G is an affordable plan for most people. If you do not mind assuming the risk for Medicare Part B deductible, this plan could be ideal for you. Monthly Premium costs among the many insurance companies that offer Plan G vary greatly. If you shop carefully, it is possible to get a more comprehensive plan such as Plan F at the same price or close to that of Plan G. Medigap 4 Seniors can provide you with an instant quote at no obligation so you can make the best decision for your particular needs.
Medicare Supplement Plan G Coverage
Basic Benefits including:
- Hospital Coinsurance
- Medicare Part B Coinsurance (Generally 20% of outpatient expenses)
- 365 Additional Days Hospitalization Coverage
- Additional Blood Coverage
- Medicare Part A Deductible
- Medicare Part B Excess Charges
- Skilled Nursing Coinsurance
- Foreign Travel Emergency
- Hospice Care Coinsurance or Copayment
Medicare Supplemental Plan G does not Cover:
- Medicare Part B Deductible
- Preventative Care (not covered by Medicare)
To get the best prices for the standardized Plan G, or any of the Medigap plans available in your state, you can request a quote from Medigap4Seniors. Just fill out the contact form at the top of the page and you will receive a no obligation quote for the plan that suits you best. If you need assistance you can call us at 888.502.5553 and a Medicare insurance specialist will answer any questions you might have.
MEDICARE PART A – HOSPITAL INSURANCE PER BENEFIT PERIOD | |||
The CMS (Centers for Medicare and Medicaid Services) defines a benefit period as the time from the first day you are admitted to the hospital until 60 days after you leave) | |||
Service: | HOSPITALIZATION Provides semi-private room + general nursing services and supplies | ||
MEDICARE INSURANCE PAYS | PLAN PAYS | YOU PAY | |
First 60 days | Everything over $1,364 | $1,364 | $0 |
61-90 days | Everything over $341/day | First $341/day | $0 |
91 + days: | — | — | — |
While using 60 day lifetime Reserve | Everything over $682/day | First $682/day | $0 |
After 60 day lifetimeReserve is exhausted | — | — | — |
Additional 365 days | $0 | 100% of Eligible Expenses | $0 |
Days after the additional 365 days | $0 | $0 | 100% of all costs |
Service: | Skilled Nursing Facility (SNF) Care You must met Medicarer’s requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital: | ||
First 20 days | All approved amounts | $0 | $0 |
21-100 days | Everything over $170.50/day | $170.50/day | $0 |
101 + days | $0 | $0 | 100% of all costs |
Service: | Blood | ||
First 3 pints | $0 | 3 pints | $0 |
Additional Amounts | 100% | $0 | $0 |
Service: | Hospice Care Available as patient option with doctor certification of terminally ill status | ||
All costs (excluding limited coinsurance for outpatient drugs and inpatient respite Care | Remainder | $0 | |
MEDICARE PART B – PER CALENDAR YEAR | |||
Service: | Part B provides coverage for doctors services outside the hospital setting and other medical services that Part A doesn’t cover such as Doctor visits — whether received as an inpatient at a hospital or at a doctor’s office, or as an outpatient at a hospital, Laboratory tests and X-rays, Physical therapy or rehabilitation services, Ambulances service, Some home health care and Various medical equipment and supplies when they are medically necessary. | ||
Medicare Insurance Pays | Medigap Plan Pays | You Pay | |
First $185 of approved Medicare Amounts | $0 | $0 | $185 (Plan B Deductible) |
Remainder of Approved Amounts | 80% | 20% | $0 |
Part B Excess Charges (not Medicare Approved) | $0 | 80% | 20% |
Service: | Blood | ||
First 3 pints | $0 | 100% of costs | $0 |
Next $185 of Approved Amounts | $0 | $0 | $185 (Plan B Deductible) |
Remainder of Approved Amounts | 80% | 20% | $0 |
Services: | Clinical Laboratory Service | ||
Blood test for Diagnostics | 100% | $0 | $0 |
MEDICARE PARTS A and B | |||
Service: | Home Health Care | ||
Medicare Insurance Pays | Medigap Plan Pays | You Pay | |
Necessary skilled care Services and supplies | 100% | $0 | $0 |
First $185 of approved Durable Medical Equipment | $0 | $0 | $185 (Part B Deductible) |
Remainder of approved amounts | 80% | 20% | $0 |
Service: | At Home Recovery Services. Doctor certified care at home for recovery from a health condition approved by a Home Care Treatment Plan | ||
Benefit for each visit | $0 | Max of $40/visit | Remainder of costs |
Number of visits | $0 | Max of 7 visits per week | Remainder of costs |
Calendar year max. | $0 | $1600 | Remainder of costs |
ADDITIONAL BENEFITS NOT COVERED BY MEDICARE | |||
Service: | Foreign Travel Medical Emergency services during the first 60 days outside the U.S.A. | ||
First $250 of each calendar year | $0 | $0 | $250 |
Remainder of costs | $0 | 80% (lifetime max. of $50,000) | 20% + 100% of lifetime max |
(Lowest Rates in the Industry for your Area)