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Medicare Supplement Plan N
We advise you to take a close look at Plan N. We feel it will become one of the most popular plans because of its affordability. Plan N uses what is known in the insurance industry as cost-sharing in an effort to reduce monthly premium costs. In order to lower the monthly premium costs, unlike Plan M, Supplement Plan N uses co-pays. Co-payments for doctor’s visits are $20 and $50 for emergency visits. Currently the co-pay system is set to go into effect after the Medicare Part B deductible is met.
Look for Plan N as a cost effective alternative to Medicare Advantage Plans. It offers a better solution than Medicare Advantage because Plan N has no network restrictions and much lower out-of-pocket liabilities to the client.
Medicare Supplement Plan N has 100 percent coverage for the Part A inpatient deductible. It does not cover the Part B deductible. We think this will in effect reduce this plans monthly premiums by 30% – 35% compared to the popular existing Medicare supplement Plan F premiums.
Medicare Supplement Plan N does cover the basic Core Benefits including full coverage for the Part A daily inpatient hospital coinsurance charges, all costs of hospital care after the Medicare benefit is used up, Part B coinsurance charges, the first three pints of blood, and now the Part A hospice coinsurance charges for palliative drugs and has the foreign travel emergency benefits. Hospice care is included (as it is in all Medicare Supplement Plans for 2011).
Selecting a Plan that best fits your individual needs can seem a bit daunting. We can provide an instant no obligation quote with the most qualified insurance company that services your state. Please take a moment to fill out form at the top of the page.
Medicare Supplement Plan N Coverage
Basic Benefits including:
- Hospital Coinsurance
- Medicare Part B Coinsurance (copay)
- 365 Additional Days Hospitalization Coverage
- Additional Blood Coverage
- Medicare Part A Deductible
- Hospice Care Coinsurance or Copayment
- Skilled Nursing Coinsurance
- Foreign Travel Emergency
Medicare Supplemental Plan N does not Cover:
- Medicare Part B Deductible
- Medicare Part B Excess Charges
- Preventative Care
- At Home Recovery
(Lowest Rates in the Industry for your Area)