Medicare Part A & B/Original Medicare

What Is Medicare Part A: Inpatient Coverage

There are two parts to Original Medicare coverage. Medicare Part A is the insurance that covers all forms of inpatient care. This includes hospitalization, skilled nursing and home healthcare. Medicare Part A will cover the majority of the costs of hospitalization for the first 60 days after you meet your $1132 deductible,however, after that your responsibility for costs goes up the longer you are hospitalized. If you require skilled nursing care, Medicare will cover the first twenty days and a portion of the costs for the next 80. Nearly all the costs are covered for hospice care under Part A.

Medicare Part B: Outpatient Coverage

Medicare Part B is also provided automatically to people eligible for Part A but there is a monthly cost that is based on your income. Part B covers 80% after your $162 deductible ,of the cost of outpatient care such as physician’s visits and medical equipment and 50% of psychological services. There are some grey areas in this coverage and if you’re unsure, don’t be afraid to ask your primary care physician . Medicare Part B also covers a portion of the cost of lab work as well as preventative screenings.

For more information on Medigap Plan you can visit our website www.medigap4seniors.com

This entry was posted in Uncategorized and tagged , , , , . Bookmark the permalink.

Comments are closed.