New Jersey Medicare Supplement Plans

There are more than 8.86 million people living in the state of New Jersey (2008 US Census Bureau estimate) and 13.3% of these residents are over 65 years of age.  This is a greater percentage than the national average of 12.8% of US residents over 65.  If you are a member of this rapidly growing group you are probably already enrolled in Medicare.  What you need to know is that Standard Medicare Insurance does not cover all your health care expenses.

New Jersey Medicare Supplement Insurance Plans, also known as New Jersey Medigap Insurance is private health insurance that is designed to supplement Standard Medicare Insurance. The Medicare Modernization Act (MMA) encouraged the National Association of Insurance Commissioners (NAIC) to modernize the Medigap insurance marketplace. NAIC developed a revised set of Medicare Supplements.

These changes become effective from June 2010 and will delete some existing plans and add others.  New Jersey offers all the standardized plans and they will be the same plans offered in most other states

New Jersey Medicare Supplement Insurance Plans are Standardized

Since New Jersey Medicare Supplement Insurance Plans are standardized, you will get the same coverage for the same plan with any insurance company you choose.  If you get the Mutual of Omaha Plan N it provides the same coverage as a Blue Cross Blue Shield Plan N, Humana Plan N or any other company that offers Medigap coverage. As long as you choose the same plan, the only difference will be the cost.

                 Medicare Supplement Plans/Rates, Just A Click Away

                                                                       OR

                           Call Now for Medigap Supplement Insurance Quotes

                                                              888.502.5553

Insurance companies are not required to offer all the available plans. Some offer only a few. This makes it critically important for you to look at multiple Medicare Supplement Insurance Companies to find the best price possible for the exact same coverage.  Here is an overview of the various Plans available to New Jersey residents:

Choose the Plan that Fits Your Needs

In order for you to choose the best plan, one which suits your needs at the lowest cost, you should review your current situation and take a look the different types of Medigap Plans that are offered.

The State Health Insurance Assistance Program (SHIP) provides free help to New Jersey Medicare beneficiaries who have problems with, or questions about their health insurance. SHIP is a statewide program sponsored by the New Jersey Department of Health and Senior Services with major funding from the U.S. Department of Health and Human Services’ Centers for Medicare & Medicaid Services. You can call them at 1-800-792-8820.

The New Jersey Department of Health and Human Services has posted notices of rate increases for the standardized plans.  There are a number of companies listed. You could call each one and deal with a salesperson to determine which plans they offer and how much they cost, or you could just fill out the form at the top of the page or call to speak with an New Jersey Medicare Supplement Plan specialist and get the lowest current cost quote from all the companies that offer the plan you need.

Planning for your retirement doesn’t mean spending more than you have to on Supplemental Health Insurance.

                 Medicare Supplement Plans/Rates, Just A Click Away

                                                                       OR

                           Call Now for Medigap Supplement Insurance Quotes

                                                              888.502.5553