Wyoming Medicare Supplement Plans

With a population of 532,000, Wyoming has the distinction of being the least populated state, and the second (behind Alaska) with the lowest population density of 5.1 persons per square mile.  (2008 US Census Bureau estimate) 12.1% of the residents are over 65 years of age. This gives the Wyoming a slightly smaller percentage of US residents over 65 than the national average of 12.8%.

If you are a member of this growing population group and are enrolled in Social Security you are probably already enrolled in Medicare.  What you need to know is that Standard Medicare Insurance does not cover all your health care expenses.

Wyoming Medicare Supplement Insurance Plans, also known as Wyoming Medigap Insurance is private health Insurance that is designed to supplement Standard Medicare Insurance. The Medicare Modernization Act (MMA) encouraged the National Association of Insurance Commissioners (NAIC) to modernize the Medigap insurance marketplace. NAIC developed a revised set of Medigap Insurance Plans.

These changes become effective from June 2010 and will delete some existing plans and add others.  Wyoming offers all the standardized plans and they will be the same plans as offered in most other states.

Wyoming Medicare Supplement Insurance Plans are Standardized

Since Wyoming Medicare Supplement Insurance Plans are standardized, you will get the same coverage for the same plan with any insurance company you choose.  If you get the Mutual of Omaha Plan N it provides the same coverage as a Blue Cross Blue Shield Plan N, Humana Plan N or any other company that offers Medigap coverage. As long as you choose the same plan, the only difference will be the cost, and this difference can be substantial.  You can pay three times as much for the same coverage if you aren’t careful.

                 Medicare Supplement Plans/Rates, Just A Click Away

                                                                       OR

                           Call Now for Medigap Supplement Insurance Quotes

                                                              888.502.5553

Insurance companies servicing Wyoming are not required to offer all the available Medigap plans. Some offer only a few. This makes it critically important for you to look at multiple Medicare Supplement Insurance Companies to find the best price possible for the exact same coverage.  Here is an overview of the various Plans available to Wyoming residents:

Help with Choosing the Right Medigap Plan

The 2010 Wyoming Buyer’s Guide to Medicare Supplement Insurance is provided by the Wyoming Insurance Department and Wyoming Senior Citizens, Inc., to assist Wyoming  consumers in selecting an insurance plan to supplement Medicare.

The Wyoming State Health Insurance Information Program, or WSHIIP, is a federally funded program. This program has recruited and trained volunteer counselors across the state of Wyoming to assist senior citizens who have problems or questions with their health insurance.

Along with Medicare Supplement Insurance, these volunteer counselors can answer questions about Medicaid, Social Security, Long-Term Care Insurance, and Medicare. This program is free to the citizens of Wyoming. You can get more information about WSHIIP by contacting your local senior center or WSHIIP facility, or by calling Wyoming Senior Citizens, Inc., at 1-800-856 -4398.

Get a No Obligation Quote

The Wyoming Buyer’s Guide lists more than 35 companies that are approved to issue insurance in the state.  You could call each insurance company directly and deal with a salesperson to determine which plans they have and verify their premium costs.  As you might expect this would be quite a difficult task. Or you could just fill out the form (link to contact page) at the top of the page or call to speak with a Wyoming Medicare Supplement Plan specialist and get the lowest current cost quote from all the companies that offer the plan you need.

Planning for your retirement doesn’t mean spending more than you have to on Supplemental Health Insurance.

                 Medicare Supplement Plans/Rates, Just A Click Away

                                                                       OR

                           Call Now for Medigap Supplement Insurance Quotes

                                                              888.502.5553